:root{--paper:#fbf8f2;--ink:#14232a;--teal:#0e4a5a;--teal-deep:#0a3441;--amber:#e8a33d;--amber-deep:#b97a1d;--muted:#4b5b62;--line:#dbe3e5;--mist:#e6eef0;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:28px}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 "Helvetica Neue",Helvetica,Arial,sans-serif}
a{color:inherit;text-underline-offset:5px}button,input,select{font:inherit}button{cursor:pointer}[hidden]{display:none!important}
:focus-visible{outline:3px solid var(--amber);outline-offset:4px}
h1,h2,h3,p,figure,ul,ol{margin:0}
h1,h2{font-family:"Trebuchet MS","Gill Sans","Helvetica Neue",sans-serif;font-weight:700;line-height:1.05;letter-spacing:-.03em}
h1{font-size:clamp(40px,5vw,68px)}h2{font-size:clamp(30px,3.4vw,46px)}h3{font-size:20px;line-height:1.3;letter-spacing:-.01em}
h1 em,h2 em{font-style:normal;color:var(--teal)}.band h2 em,.cta h2 em{color:var(--amber)}
p{color:var(--muted)}p+p{margin-top:16px}h3+p{margin-top:12px}
.small,small{font-size:13px;line-height:1.6}small{display:block;color:var(--muted)}
.wrap{width:min(1200px,calc(100% - 48px));margin-inline:auto}
.skip-link{position:absolute;left:24px;top:-80px;background:var(--teal);color:#fff;padding:12px;z-index:20}.skip-link:focus{top:10px}
.preview-banner{background:var(--teal-deep);color:#fff;text-align:center;font-size:11px;letter-spacing:.14em;padding:8px 18px}.preview-banner span{letter-spacing:0;margin-left:14px;opacity:.85}
.header{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:18px;border-bottom:3px solid var(--amber)}
.brand{white-space:nowrap;display:flex;align-items:center;gap:12px;text-decoration:none;font-family:"Trebuchet MS","Gill Sans",sans-serif;font-weight:700;font-size:20px;letter-spacing:-.02em;line-height:1}
.brand img{border-radius:10px}.brand small{white-space:nowrap;font-size:10px;letter-spacing:.16em;color:var(--teal);margin-top:5px;font-family:"Helvetica Neue",Arial,sans-serif;font-weight:600}
#site-nav{display:flex;align-items:center;gap:22px;font-size:15px}#site-nav a:not(.button){text-decoration:none;white-space:nowrap;padding-bottom:3px;border-bottom:2px solid transparent}#site-nav a[aria-current]{border-color:var(--amber)}
.menu-button{display:none;background:none;border:1.5px solid var(--line);border-radius:8px;padding:8px 12px}
.button{display:inline-flex;align-items:center;gap:10px;background:var(--teal);color:#fff;text-decoration:none;padding:13px 20px;border-radius:8px;font-weight:600;border:1.5px solid var(--teal);white-space:nowrap}
.button:hover{background:var(--teal-deep)}.button.secondary{background:transparent;color:var(--teal)}
.text-link{font-weight:600;text-decoration-color:var(--amber)}.text-link.light{color:#fff;text-decoration-color:var(--amber)}
.eyebrow{font-size:11px;letter-spacing:.18em;color:var(--amber-deep);font-weight:700;margin-bottom:14px}
.hero{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding-block:56px}
.hero-copy h1{margin-bottom:18px}.hero-intro{font-size:20px;color:var(--ink);margin-bottom:12px}.hero-copy .button{margin-top:22px}
.draft-state{margin-top:14px;font-size:13px}.hero-meta{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}.hero-meta span{background:var(--mist);color:var(--teal);font-size:12px;letter-spacing:.06em;padding:6px 12px;border-radius:99px;font-weight:600}
.hero-image img{width:100%;height:auto;display:block;border-radius:18px;box-shadow:0 30px 60px -30px rgba(14,74,90,.5)}
.trust-strip{background:var(--teal);color:#fff}.trust-strip .wrap{display:flex;flex-wrap:wrap;gap:14px 36px;padding-block:14px;font-size:13px;letter-spacing:.08em}.trust-strip span:first-child{color:var(--amber);font-weight:700}
.section{padding-block:64px}.section-head{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:end;margin-bottom:36px}.section-head p{max-width:52ch}
.cards{display:grid;gap:22px;min-width:0}.cards>*{min-width:0}.cards.two{grid-template-columns:repeat(2,1fr)}.cards.three{grid-template-columns:repeat(3,1fr)}
.card{background:var(--white);border:1px solid var(--line);border-radius:16px;padding:28px;display:flex;flex-direction:column;gap:10px;border-top:4px solid var(--amber)}
.card .number{font-size:11px;letter-spacing:.16em;color:var(--teal);font-weight:700}.card p{flex:1}.card .source{flex:0;font-size:12px}
.coverage{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;padding-block:24px 64px}.coverage>div:last-child{background:var(--mist);border-radius:16px;padding:28px}.coverage h2{margin-bottom:16px}.coverage h3{margin-bottom:10px}
.band{background:var(--teal);color:#fff;padding-block:64px}.band p{color:#d9e6ea}.band .eyebrow{color:var(--amber)}.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.steps{list-style:none;padding:0;display:grid;gap:22px}.steps li{display:flex;gap:18px}.steps li span{font-family:"Trebuchet MS",sans-serif;font-weight:700;color:var(--amber);font-size:22px;line-height:1.2}.steps h3{color:#fff}
.checklist{list-style:none;padding:0;display:grid;gap:12px}.checklist li{padding:14px 18px;background:rgba(255,255,255,.08);border-left:3px solid var(--amber);border-radius:0 8px 8px 0;color:#fff}
.quote-section{background:var(--mist);padding-block:64px}.quote-layout{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}.quote-layout h2{margin-bottom:14px}
.notice{margin-top:22px;background:#fff;border-left:4px solid var(--amber);padding:14px 18px;border-radius:0 10px 10px 0}.notice strong{display:block;margin-bottom:6px}
.form-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px}fieldset{border:0;padding:0;margin:0;display:grid;gap:8px}legend{font-weight:700;font-size:18px;margin-bottom:8px}
label{font-weight:600;font-size:14px;margin-top:10px}input,select{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:8px;background:#fff}input[aria-invalid="true"],select[aria-invalid="true"]{border-color:#b3261e}
.form-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:16px}#project-result{margin-top:16px;font-weight:600;color:var(--ink)}#project-result:empty{display:none}
.faq-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px}details{border-top:1px solid var(--line);padding:16px 0}details:last-child{border-bottom:1px solid var(--line)}summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:16px}summary::after{content:"+";color:var(--amber);font-weight:700}details[open] summary::after{content:"–"}details p{margin-top:12px}
.page-hero{padding-block:56px 24px;max-width:820px}.page-hero h1{margin-bottom:18px}.page-hero .button{margin-top:22px}.meta-line{font-size:13px;margin-top:14px;color:var(--teal);font-weight:600}
.referral-note{margin-top:12px}.referral-note p{background:var(--mist);border-left:4px solid var(--teal);padding:14px 18px;border-radius:0 10px 10px 0;color:var(--ink)}
.prose{max-width:760px}.prose h2{font-size:clamp(24px,2.4vw,32px);margin:36px 0 12px}.prose h2:first-child{margin-top:0}.plain-list{padding-left:20px;color:var(--muted);display:grid;gap:8px;margin-top:12px}.source{font-size:13px;margin-top:20px}
.area-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.area-grid a{display:flex;flex-direction:column;gap:4px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;text-decoration:none;border-left:4px solid var(--amber)}.area-grid strong{font-size:17px}.area-grid span{font-size:12px;color:var(--muted)}
.cta{text-align:center;padding-block:72px;max-width:720px}.cta h2{margin-bottom:16px}.cta .button{margin:22px 6px 0}
.breadcrumbs{padding-top:18px;font-size:13px}.breadcrumbs ol{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:8px}.breadcrumbs li+li::before{content:"/";margin-right:8px;color:var(--amber)}
footer{background:var(--ink);color:#fff;margin-top:48px}footer p{color:#b9c6cb}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-block:56px}footer h2{font-size:14px;letter-spacing:.14em;color:var(--amber);margin-bottom:14px}footer .brand{color:#fff;margin-bottom:14px}footer .brand small{color:var(--amber)}
footer nav,footer .footer-grid>div:nth-child(2){display:flex;flex-direction:column;gap:8px}footer .footer-grid a:not(.brand){text-decoration:none;color:#e6eef0}footer .button{display:none}footer .footer-grid>div:nth-child(2) a[aria-current]{color:var(--amber)}
.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px;padding-block:18px;border-top:1px solid rgba(255,255,255,.12);font-size:13px;color:#b9c6cb}.footer-bottom div{display:flex;gap:18px}.footer-bottom a{color:#fff;text-decoration:none}
@media(max-width:1040px){.cards.three,.area-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.menu-button{display:inline-flex}#site-nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--paper);flex-direction:column;align-items:stretch;padding:16px 24px 24px;border-bottom:1px solid var(--line);z-index:10}#site-nav.is-open{display:flex}.header{position:relative;flex-wrap:wrap}}
@media(max-width:760px){.wrap{width:min(1200px,calc(100% - 32px))}.hero,.section-head,.cards.two,.coverage,.split,.quote-layout,.faq-layout,.footer-grid{grid-template-columns:1fr}.hero{padding-block:32px;gap:28px}.section{padding-block:44px}.hero-meta span{font-size:11px}.button{white-space:normal}.cta .button{margin:12px 0 0;display:flex;justify-content:center}}
@media(max-width:400px){.area-grid,.cards.two,.cards.three{grid-template-columns:1fr}.card{padding:22px}.card h3,.card p,.card a{overflow-wrap:anywhere}h1{font-size:34px}.trust-strip .wrap{gap:8px 20px}}